Community Solutions 360 Inc
8466 Lockwood Ridge Road #157

Mission Statement:  "Creating Solutions  for the Communities we Serve in Housing, Health and Safety."


  • Creating innovative solutions for the communities we serve to provide safe and affordable homeownership and rentals, coupled with housing counseling and homebuyer education.
  • Creating innovate services for the communities we serve to facilitate all aspects of health, wellness, rehabilitation, education, and awareness.
  • Creating innovative programs for the communities we serve to aid in personal property, workplace, and transportation safety.
  • Creating a community where individuals or groups have equal access to our solutions, services, and programs including special needs or aging in place population.
CEO/Executive Director Laura Carter
Board Chair Colonel Ben Knisely
Board Chair Affiliation Sarasota County Sheriff's Office (VA Liason volunteer))
General Info
Former Names
GoodHomes of Manasota Inc
Tax Exempt Status Public Supported Charity
Incorporation Year 2000
Awarded competitive grant from Community Foundation in the last 5 years? No
State Charitable Solicitations Permit Yes Aug 2018
State Registration Yes Dec 2017
Financial Summary
Note: Revenue includes the value of in-kind contributions/donations
IRS Letter of Determination
IRS Letter of DeterminationView
Other Documents
CS 360 brochureView
"It Takes a Village"View
Impact Statement

Community Solutions 360 - 2016 accomplishments: 

  • Completed 5 homes for homeownership in 2016, utilizing HUD HOME / SHIP (State Housing Initiative Program) Homes were acquired from foreclosed stock & rehabilitated or newly constructed
  • Housing Counseling - 125 customers seeking information .(credit, budgeting, mortgage / realtor process, & home maintenance) 
  • 20 customers obtained homeownership (5 purchased our homes & 15 purchased other homes - all utilized down payment assistance)
  • Obtained $18,000 in grant funding from various sources for our housing counseling / education services.

Community Solutions 360, Inc. currently happening  2017:

  • Currently funded from HUD HOME for 3 newly constructed homes in Sarasota/Manatee Counties.  HUD HOME / SHIP funding pending from Manatee County for $434,000 and Sarasota County for $468,000, for affordable housing production. Our goal is to complete 5 newly constructed / rehabilitated homes in 2018.  In first 6 months, completion & sale to homebuyers with down payment assistance - 3 of our homes.
  • Counseled / educated  65 new customers seeking information for the homebuying process.
  • Applied for grant funding from Bank of America, Bank of the Ozarks, and Wells Fargo for housing counseling services.
  • Received funds and volunteer collaboration for May "Homeownership Month" from Trinet.
  • Working with Manatee County and Habitat for Humanity on a collaboration for our provision of housing counseling.
Community Solutions 360 - 2017 Goals:
  • Counsel / educate 140 customers toward homeownership and create 25 mortgage approved buyers. Completed 65 customers in first half of 2017 / 10 approved buyers purchase home.
  • Six (6) mortgage approved buyers purchased in the first quarter of 2017. 
  • Retrofit of existing housing for disabled veteran & seniors aging in place.   Grant funding not available
  • Locate land & make application for tax credits through Florida Housing Finance Corporation to develop a 75-100 unit affordable rental complex for seniors / veterans Land, matching local government  funds, & available tax credits from Florida Housing continues to be a challenge.
  • New Fundraiser Opportunity "Success" being discussed with our board.

Needs Statement
  1. Funding for housing counseling & education - homeownership as well as rental.  Cost of counseling per customer $75.00 per hour and it take between 5 hours to 15 hours to prepare a customer for a mortgage or lease.         5 hr = $375.00 , 10 hr = $750.00, 15 hr = $1125.00)
  2. Funding for rehabilitation / retrofit for disabled veterans and seniors aging in place according to the extent of their need.  ($2500 - $15,000 per unit depending on the extent of rehab)
  3. Funding for additional rehabilitation costs to our homes funded through the government for our homeownership program.($1000 - $10,000 per unit)
  4. Funding / house donation or matching funds to our current government funding, for acquisition, construction, and soft costs for one affordable home is ($175,000 - $200,000). 
  5. Funding / donation of land (3-5 acres) for an affordable rental complex (75-100 units) for seniors / veterans ($250,000-$500,000)
Background Statement

Community Solutions 360, Inc. has been a not-for-profit builder and developer of affordable housing serving Sarasota and Manatee counties since 2000. The current President, Laura Carter, has been the project manager and director since the inception. The organization was also know as GoodHomes of Manasota, Inc. until August 2013.  At that time, Laura Carter  took over the existing 501 (C) 3, and changed the name to Community Solutions 360.  Our Mission: Creating Solutions for the Communities we serve in Housing, Health, and Safety.

As a Community Housing Development Organization the corporation has built and rehabbed over 145 houses utilizing $26 million from various government funding sources; while providing individuals and / or families with approximately $45,000 in down payment assistance.  This down payment assistance makes the mortgage affordable for first time homebuyers. 

Community Solutions 360 also provides housing counseling and education to those individuals /families seeking homeownership and rental information.  We also provide foreclosure counseling on a limited basis.  In 2016, our customer base was 125 and of those 20 purchased homes - realizing the dream of homeownership.

Currently we are focusing on housing needs for seniors, veterans and those with special needs whose income is at 60% and below the Area Median Income set forth by HUD (AMI).  We are researching funding resources for special services, safe housing retrofitting, and the creation of a 75-100 unit rental for these individuals. 
Areas Served
Areas Served
FL- Sarasota
FL- Manatee
Areas Served Comments
Community Solutions 360 has served Manatee/ Sarasota in the affordable housing arena for 17 years.  We have completed over 145 homes for first time homebuyers utilizing $26 million gov't funding, with our homebuyers obtained $45,000 in down payment assistance.  This has allowed our homebuyers to stay at a 30% housing expense compared to their 50% in rental housing that is sub-standard.  Community Solutions 360 receives funding from local, state & federal funds to serve those at 80% AMI. 
Service Categories
Primary Org Type Housing, Shelter
Secondary Org Type Human Services
Tertiary Org Type Housing, Shelter
Statement from the Board Chair/Board President

Community Solutions 360 has been successful in accessing government funding to complete their 145 housing projects.  This equates to accessing $26 million in government funding and providing $6 million of those funds as down payment assistance to families. 

They have a great understanding and concept of working through the government competitive process and completing their projects.  The challenges that lie ahead is the shrinking of HUD / SHIP funding for homeownership and looking for alternative funding sources. There is still some other sources of government funding but they are is also dwindling.
The housing focus now is for rental base properties. The competitive funding cycles continue through Florida Housing Finance Corporation to be available for rental complexes for low to moderate income families, seniors, veterans, as well as, the special needs populations.  This will be our next focus.

Community Solutions 360 finds itself refocusing on a different market  and much needed affordable rental complex for seniors and veterans. This is one of the biggest needs facing Sarasota and Manatee counties.

Community Solutions 360 is looking for strategic partners and donors to assist them in fulfilling this dream and community need.  It will be a  $12 million project with $10 million coming from tax credits.  The $2 million shortfall would come from partners, donors, fundraising events and/or a capital campaign.  We are currently working on obtaining 3-5 acres needed for the project. 
Statement from the CEO/Executive Director

Community Solutions 360, Inc. has served Sarasota and Manatee Counties as the only Community Housing Development Organization (CHDO),  This is a special designation by HUD for the organization to received HOME funds (specific set aside) for developing affordable housing and other housing activities. 

Community Solutions 360 has served in this capacity for the past 17 years.  Not only have we provided the "dream" of homeownership for our own 145 homes but we have also assisted another 125 households realize that dream through housing counseling / education and assistance through the entire buying process. Every household has received down payment assistance from the county to assist in lowering their house payment significantly.  For these low to moderate income households, their mortgage payment is lower than what they were paying in rent usually by 10-20%.  That is a significant saving for our homeowners and now they have a place to call "home." 

Community Solutions 360 has also assisted families to save their homes from foreclosure or survive during their foreclosure process, through housing counseling.

Community Solutions 360 is looking toward the future is assisting aging in place seniors, disabled veterans and special needs populations obtain affordable and safe housing.  We are looking to build an affordable rental complex, as well as, rehabbing /retrofitting existing properties for those facing the challenge of a disability.  

Housing Counseling / Education: homebuyers, homeowners, & renters will receive counseling on budgeting, credit review, debt management, asset building, safe & affordable housing options.  Post purchase and foreclosure counseling, as well as, counseling / education on being a good rental tenant are available. 

Affordable Housing: develop & build affordable housing for low to moderate income (below 80% Area Median Income) first time homebuyers utilizing government funding.
Aging in Place Seniors / Veterans: provide rehabilitation / retrofit to existing housing for those with disabilities to provide a safe home that facilitates independent living and in accordance with ADA guidelines. Provide services to assist and encourage quality of life.
Budget $75,000
Category Community Development, General/Other Neighborhood Revitalization
Program Linked to Organizational Strategy Yes
Population Served Families Aging, Elderly, Senior Citizens Elderly and/or Disabled
Short Term Success

Short Term Success: less than 90 days - this is determined after the initial 2 hour counseling session and evaluation of the customer's budget, credit history, savings, as well as other obstacles the customer is facing. This particular customer has a few or no obstacles standing in their way for mortgage approval.  Their basic need is information and direction on how the process works, so they can proceed to their goal.  Information concerning our Affordable Housing Program and other programs, as well as, the down payment assistance program offered by the counties is provided to the customer. This customer requires 5-10 hours to obtain their goal of homeownership. 

Long Term Success Long Term Success: 90 days to 24 months - this is determined after an initial 2 hour counseling session and evaluation of the customer's budget, credit history, savings, as well as other obstacles the customer is facing.  The customer financial ability and desire to follow the plan of action set forth by housing counselor concerning budgeting, credit resolutions, and savings determines the length of time, the customer will be in the program..  This customer usually requires between 10-20 hours of counseling.
Program Success Monitoring

Customer monitoring is done through the use of a "plan of  action" given to the customer after each counseling session.  We also utilize the Housing Counselor Online system for input of customer data, counselor notes, & specialization reports on different demographics.

When a customer purchases one of the homes built / rehabbed by Community Solutions 360, they are easy to follow & maintain a relationship with for post purchase counseling.  But customers who purchase houses not in our program sometimes just fade away into their new neighborhood & this makes it hard to follow-up.  While others maintain a close relationship with us sharing their success stories.
We are all about our families and their stories.  

Program monitoring is done through the utilization of a Customer Service Questionnaire to measure the quality of our services.  For customer input we have a Policy & Procedure Standard in place that encourages customers and neighborhoods to assist us in revitalizing our communities. 

Program Success Examples

Program Successes 

Single Dad with a son regains custody of his son because of he obtained his goal of homeownership.  Dad moves from a one bedroom rental of $1000 into his very own home 3 bedroom / 2 bath with a mortgage of $750. " Getting my first house was only a dream for someone like me."
Single Mom with 3 kids says "Homeownership gave me a fresh and new start!"  "With my affordable mortgage payment ,,, I can afford to go back to school to further my education!" 

Professional woman moves back to Sarasota to start a changed life:  "Thank you so very much for all of your help.  You have been so kind & understanding!  I am able to realize my life long dream... I am very grateful to your organization & the down payment assistance program."

Young couple starting out  "We appreciate all you have done for us. You really made a dream come true!  This house is more than a starter house - mortgage payments are awesome!" 
Single Dad with 3 children exclaimed "I am in my very own new home for Christmas 2014."  Moving from a cramped 2 bedroom apartment to 3 bedroom / 2 bath / 1 car garage.  
Program Comments by Organization

Community Solutions 360 programs are well established in the community and has been successful for 16 years.  Our best advertisement is word of mouth.   As we have found ourselves the only Housing Counseling Agency in Sarasota County since the last half of 2013 and now through 2016, our customer growth has increased to say the least. We have served 225 customer while our funding for housing counseling has decreased significantly  as the government cuts their budget. We have made application for several grants to assist us with counseling administration through various financial institutions and have captured $20,000.

We currently have sold 3 homes and 2 homes are under construction and will close with our homeowners by fall 2016.   In last quarter of 2016, Community Solutions 360 will receive additional funding to complete 2-3 additional homes.   Below please find a comment from a government agency that we served for the past 16 years.

"Laura Carter has been the manager of a not-for-profit organization that has developed affordable housing in Sarasota and Manatee Counties.  With her expertise and knowledge this organization was able to participate in various federal and state funded programs to build and rehabilitate over 125 affordable homes for the benefit of low and moderate income families. This has impacted the community by providing families with attaining the dream of home ownership along with revitalizing neighborhoods and restoring properties.  She has the desire and compassion to serve our community and we look forward to her continued growth and success."  Government Entity 

CEO/Executive Director
CEO/Executive Director Laura Carter
CEO Term Start July 2000
CEO/Executive Director Email

COMMUNITY SOLUTIONS 360 a/k/a GOODHOMES OF MANASOTA, INC. 17 years as a Project Manager, developer & builder of affordable housing for first time homebuyers utilizing government funding.

  • Responsibilities include: property acquisition, construction of new housing, renovation of existing housing, demolition of a blighted structure to create new housing, working with government funders to encourage affordable housing for first time homeowners, fiscal responsibilities of the day-to-day operations. Instrumental in the creation & funding of HomeBuyer’s Club, a HUD Approved Housing Counseling Agency. GoodHomes  a subsidiary of Goodwill Industries.
  • Comprehensive working knowledge of HOME, CHDO, CDBG, and SHIP funding sources, bank and government partnerships, Fair Housing Act, & ADA standards.
  • 135 homes completed accessing $25 million dollars in funding providing $5 million in down payment assistance to customers. Currently working with Sarasota & Manatee Counties & the Neighborhood Stabilization Program.
  • Writing of grants to provide funding for housing counseling & education programs from government funders & banking institutions.


Certified Chaplain 2012 

Associates Degree - Daytona Beach Community College 1979

Certified Financial / Housing Counselor – National Foundation of Consumer Credit & Neighborhood Works 2014

HUD Approved Housing Counselor / Housing Educator for Goodwill Industries Manasota, Inc.

Neighborhood Stabilization / SHIP Focus Group

Turning Point, Veterans Homelessness, MC Neighborhood Services DPA Implementation

Network of Hope / Certified Chaplain / Rapid Results Acceleration Boot Camp Team

Palma Sola Bay Baptist Church, 1995-2005: Liturgical Dance Leader, Wedding Coordinator & Music Ministry

Church on the Rock, 2005 - 2011: Dance/Flag/ Music Ministry, Cleansing Streams

The Tabernacle, 2011 - present: LIFE, Restarting, Belonging & Co-Dependence Ministries, Building Campaign Team

Former CEOs/Executive Directors
Senior Staff
Laura Carter President
Staff & Volunteer Statistics
Full Time Staff 1
Part Time Staff 1
Staff Retention Rate % 100
Professional Development Yes
Contractors 0
Volunteers 2
Management Reports to Board Yes
CEO/Executive Director Formal Evaluation No
Senior Management Formal Evaluation N/A
Non-Management Formal Evaluation N/A
  1. Newtown Community Services Coalition
  2. Jewish Family & Children Services of Sarasota & Manatee: I & R referral sources for their veterans & senior population.
  3. Goodwill Manasota: American Veterans Initiative, GoodPartner Coach Program & in-kind office space. 
  4. Sarasota Office of Housing and Community Development:  collaboration to receive government funding and down payment assistance for our qualified buyers.
  5. Manatee County Neighborhood Services Department: provides funding and down payment assistance for our qualified buyers.
  6. Rapid Resource Initiative Boot Camp: resource for veterans in need.
  7. Bay Pines VA & Hospital / Rehab Facilities: veterans & aging in place who needs a functional place that accommodates their disability & facilitates independent living. 
  8. Bank of America, Bank of the Ozarks, and Wells Fargo granting funding for housing counseling.
  9. Various banks and financial institution offering special funding and programs serving first time homebuyers. 
  10. TriNet, for profit organization that is a fundraiser component for us and provides volunteer services to us.
  11. Florida Housing Coalition - housing education / support
  12. Florida Housing Finance Corporation - source of funding
  13. Habitat for Humanity Sarasota housing referrals


External Assessments and Accreditations
Risk Management Provisions
Commercial General Liability
Government Licenses
Organization Licensed by the Government No
Fundraising Plan Yes
Communication Plan No
Strategic Plan No
Strategic Plan Years
Strategic Plan Adopted 0
Management Succession Plan Yes
Continuity of Operations Plan No
Nondiscrimination Policy Yes
Whistle Blower Policy No
Document Destruction Policy No
Directors and Officers Insurance Policy No
Policies and Procedures Yes
Management Comments by Organization


Community Solutions 360 is facing the diminishing of federal funding for their housing projects and the developer fees received for those completed projects are the main source of revenue. 
All funding for housing counseling/education programs is gradually diminishing from our government sources and we are continually looking for grant funding opportunities (mainly financial institutions) to subsidize this program.  In 2016, we served 125 housing counseling customers and in the first six months of 2017, we already have served 65 new customers.  At this rate we will serve 140 new customers at the end of 2017. 
Community Solutions 360 received $5,000 grant funding from Bank of America and Bank of the Ozartk, $3500 from Wells Fargo,  and $3700 from The Giving Challenge for housing services in 2016.  We have re-applied for funding for 2017 from all sources except The Giving Challenge, which will not be available until May 2018.
 We are preparing for the 2018 Giving Challenge and setting our goal at $10,000.  We are also actively pursuing a new fundraising opportunity with "Success."
An exciting opportunity we are exploring is philanthropic funding and investor funding to be matched with our upcoming funding of $300,000-$600,000 of HUD HOME and State SHIP funds for our building and development program.  This match would allows to extend our capacity from 3 homes to 9 homes.  Thus increasing our developer fee revenue for sustainability. 
We are continuing to explore our effort towards our 75-100 unit affordable rental complex for seniors, Veterans, and those with special needs.  We have moved this initiative to Manatee County because of the lack of matching funding from Sarasota County. 
Planning & Policies Comments by Organization
Fundraising, strategic, and communication plans were created and approved by our board of directors the 3rd quarter of 2017.
the necessary revisions and updates will be made in the first quarter of 2018.   
Multi-Media Comments by Organization

Community Solutions 360 is always looking for ways to expand awareness of our programs, our successes, and our heart warming stories on "how we have changed lives!" 

We have received media coverage (TV as well as newspaper) over our 17 year history.  The most recent story with coverage "It takes a Village" was our about a Hispanic mother with 2 children and our collaboration with a community partner to erect a fence to keep this mother's children safe and give her peace of mind.  
Community Solutions 360 is in the beginning stages of developing a monthly newsletter and our website is ever changing with technology.  We have setup up a Facebook page..  This has been a challenge for us in working with an outside independent tech person and our lack of knowledge. 
We have created a trifold marketing brochure that we utilize to inform our community of who we are and what we do.  We also have a presentation book and DVD that are used for marketing ourselves to government entities, for grants, potential partners and donors.
Community Solutions 360 has access to Sarasota Office of Housing and Community Development and Manatee County Neighborhood Services' websites to promote our housing programs and housing stock.
Other Documents
Other Document 2
name change
Board Chair
Board Chair Colonel Ben Knisely
Company Affiliation Sarasota County Sheriff's Office (VA Liason volunteer))
Board Term June 2017 to June 2020
Board Chair Email
Board Members
Board Members
Lynn Cassell Retired/Community Volunteer
Steve Cornell Goodwill Industries Manasota
Colonel Ben Knisely Sarasota County Sheriff's Office (VA Liason)
Eliabel Ramirez Children First
Fred Scheerlee Sikora & Moore Insurance
Tim Tyrrell VANDYK USA
Constituency Includes Client Representation No
Board Ethnicity
African American/Black 0
Asian American/Pacific Islander 0
Caucasian 5
Hispanic/Latino 1
Native American/American Indian 0
Other 0 0
Board Gender
Male 4
Female 2
Unspecified 0
Board Term Lengths 3
Board Term Limits 3
Board Orientation Yes
Number of Full Board Meetings Annually 4
Board Meeting Attendance % 100
Board Self-Evaluation Yes
Written Board Selection Criteria Yes
Board Conflict of Interest Policy Yes
% of Board Making Monetary Contributions 100
% of Board Making In-Kind Contributions 100
Governance Comments by Organization

Community Solutions 360 is on the horizon of developing a 75-100 unit affordable rental complex for low to moderate seniors and veterans.  This population is under served and ever growing in Sarasota and Manatee counties.  We anticipate this project will be purchased and constructed through the use of tax credits, collaborations, and donations.  We are waiting for funding to be released through Florida Housing Finance Corporation in last quarter 2017.  The cost of this project will be $12 million.

Community Solutions 360 continues to thrive in the affordable market with 5 homes sold in 2016 and 1 homes currently under construction and 3-4 additional home projects to start in the fall of 2017.  We are realizing with the federal budget cuts and changes within HUD that their primary focus is changing from homeownership into rental. We need to be ready to change and we are ready to meet this government and market need!
Community Solutions 360 housing counseling / education continues to grow because of the ever increasing need for our community to be educated in the steps to becoming a homeowner or a renter.  We are seeking several collaborations to provide housing counseling to several agencies.
Community Solutions 360 also realizes the need to assist low to moderate income seniors aging in place and disabled veterans in creating a safe place to live that will accommodate their needs and challenges.  This will be based on funding sources and donations.  We will rehab / retrofit existing housing in accordance with ADA guidelines.
Community Solutions 360 will be increasing our board from 3 members to 6 members.  This is being done as a requirement by Manatee County for their HUD CHDO (community Housing Development Organization) HOME funding, which will allow us to access $400,000 for our affordable housing program. 
Current Year Projections
Tax Year Start Month Jan
Tax Year Start Day 01
Tax Year Begins 2018
Tax Year End Month Dec
Tax Year End Day 31
Tax Year Ends 2018
Projected Revenue $89,500.00
Projected Expenses $89,500.00
Total Projected Revenue includes "in-kind" contributions/ donations Yes
Organization has Endowment No
Capital Campaign
Currently In a Capital Campaign No
Campaign Purpose
Campaign Goal
Amount Raised To Date 0 as of 0
IRS Form 990s
Financial Review
Expense Allocation
Fiscal Year201620152014
Program Expense$38,992$60,055$53,186
Administration Expense$14,136$18,427$3,074
Fundraising Expense$0$0$0
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses1.071.011.23
Program Expense/Total Expenses73%77%95%
Fundraising Expense/Contributed Revenue0%0%0%
Assets and Liabilities
Fiscal Year201620152014
Total Assets$18,911$507,158$25,349
Current Assets$17,151$507,158$25,349
Long-Term Liabilities$0$492,330$0
Current Liabilities$3,685$3,060$0
Total Net Assets$15,226$11,768$25,349
Top Funding Sources
Fiscal Year201620152014
Top Funding Source & Dollar AmountDeveloper Fees $38,000Developer Fees $64,229Program Service Revenue $68,856
Second Highest Funding Source & Dollar AmountContributions, gifts, grants $18,564Contributions, gifts, grants $14,853Contributions, gifts, grants $176
Third Highest Funding Source & Dollar AmountInterest Income $220 $00 $0
CEO/Executive Director Compensation $0 - $50,000
Tax Credits No
Short Term Solvency
Fiscal Year201620152014
Current Ratio: Current Assets/Current Liabilities4.65165.74--
Long Term Solvency
Fiscal Year201620152014
Long-Term Liabilities/Total Assets0%97%0%
Financials Comments
Financial Comments by Organization

Although a 990 was filed for tax year 2013, it was done jointly with GoodHomes (8 months) & Community Solutions 360 (4 months).  At that time no audit was performed for 2013 because of the transition from GoodHomes of  Manasota to Community Solutions 360.  Community Solutions 360 has completed yearly since 2013, a 990 and audit for tax year 2013- 2014 (combined), 2015, with 2016 in progress with our CPA.  

Financial Comments by Foundation Financial information taken from Federal Form 990 and audited financial statements.  Contributions include foundation and corporate support.  
Nonprofit Community Solutions 360 Inc
Address 8466 Lockwood Ridge Road #157
Phone 941 809-2231