Manasota Solve Inc D/B/A Solve Maternity Homes
1335 Manatee Ave. West
Bradenton FL 34205
SOLVE Homes provides Housing and Specialized Services to pregnant women and teens who have chosen life. Through the expression of God's love, the lives of both mother and child are strengthened and transformed.
CEO/Executive Director Peggy Kerwin
Board Chair Raymond Penge
Board Chair Affiliation Retired
General Info
Organization DBA
SOLVE Maternity Homes
Tax Exempt Status Public Supported Charity
Incorporation Year 1976
Awarded competitive grant from Community Foundation in the last 5 years? No
State Charitable Solicitations Permit Yes Apr 2019
State Registration Yes Mar 2019
Financial Summary
Note: Revenue includes the value of in-kind contributions/donations
IRS Letter of Determination
IRS Determination LetterView
Impact Statement
SOLVE Maternity Homes is a cost free, twenty-four bed residential program for pregnant women and teens.  The programmatic focus of SOLVE is to bring about permanent life transformations within the women served.  The resulting impacts through the SOLVE mission is seen by the very real improvements to the SOLVE mothers in self worth, health, economic viability, spiritual connection, relationships - to name just a few.  Through SOLVE Maternity Homes...Healthy Mom's Are Having Healthy Babies!    Please continue to the end.
SOLVE was founded in 1976 for the purpose of providing an option to abortion. 
As a Department of Children & Families licensed four home program, SOLVE works both day and night to transform pain into purpose; poverty to prosperity!  Nearly all of SOLVE's residents come from extreme challenge.  Beyond the fears caused by unplanned pregnancies are unhealthy life cultures from where many of our residents come.  This includes chronic poverty, homelessness, trafficking circumstances, neglect through addiction, physical abuse and many other negative aspects of life.  The SOLVE PROGRAM creates the will within its residents to achieve healthier lives through education and hard work.     
On average, SOLVE Maternity Homes serves over 60  residents per year - with stays averaging between six and ten months.  [46 within our two side-by-side homes in Manatee County; 16 at SOLVE's two Sarasota County homes in 2017].  47 newborns arrived during the 2017 calendar year.  SOLVE takes NO  federal HUD monies, as organizational funding remains private. 
SOLVE considers education to be a top accomplishment.  To that end...
8 earned their GED's, 4 graduated from high school, 11 continued in their high school studies, 7 completed technical school training programs, 4 attended traditional college classes and 22 gained and maintained employment.  ALL SOLVE residents volunteer in our community.  Since beginning their college studies while residing at SOLVE, two former residents completed their associates degrees in 2017.  Another received her bachelors degree in the spring of 2017.
Members of SOLVE's staff attended the weddings of five former residents, all of whom were married to good, solid men.
SOLVE continues to add to its staff talented and well qualified live-in house mothers, case managers and volunteers.  Earmarked as a future campaign goal is the EVOLVE project.  EVOLVE will provide a further continuum of care to residents on solid educational trajectories, so that they will complete their degree programs.  
Needs Statement
SOLVE's needs in 2018 include:
  1. Further build task force for SOLVE's EVOLVE dormitory housing.  This group will prepare for readiness the EVOLVE Capital Campaign to raise $5 Million.  
  2. Replace one resident transportation van for our Sarasota home, which serves to help SOLVE's residents meet their appointments and obligations; approximately $18,000.
  3. Begin makeover for SOLVE House Two in Bradenton - $10,000.
  4. Replace all air conditioning units for SOLVE House Four (Sarasota).  Approximate cost is $9,000.
  5. Car Seats, Pack & Play's, Stroller's and Educational Scholarships.  $100 to $1,000. 
Background Statement
Helen Cadoret started helping pregnant women in 1776 by offering them a place to stay in her own home.  Eventually, a duplex was donated and SOLVE began as we know it today - a Maternity Home.  Since 1976 the operation has become state licensed and has expanded to include 4 homes; with 2 being in Manatee County and 2 in Sarasota County.  Combined, they can provide housing to 25 women and 4 live-in house managers.  Beyond cost-free housing, SOLVE provides Christian counseling, case management with focus on life transformation, parenting classes, transportation, support for pre-natal care, financial guidance, behavioral navigation and all areas for continued education.
Areas Served
Areas Served
FL- Sarasota
FL- Manatee
FL- Charlotte
State Wide
Areas Served Comments
SOLVE Maternity homes accepts applicants from all geographic areas. This includes out of state and international residents. However, SOLVE primarily serves those residing in Sarasota, Manatee and Charlotte counties in Florida.
Service Categories
Primary Org Type Human Services
Secondary Org Type Housing, Shelter
Tertiary Org Type Housing, Shelter
Statement from the Board Chair/Board President

SOLVE is more than a home for expectant mothers.  The programmatic services provided to SOLVE's live-in residents help in defining their objectives and then goals, followed with achievement.  This ladder of opportunity sets into motion an independent mother and a greater quality of life for her child.

SOLVE's residential program is free of charge to the pregnant women who come through its doors.  Required of each is the commitment of engagement to achieve all objectives and reach each goal.  All funding of the SOLVE program - NOW 40 YEARS IN EXISTANCE - is done privately, through donor engagement and fundraising. 
Statement from the CEO/Executive Director
For more than Forty Years SOLVE Maternity Homes has been privileged to be a source of comfort and stability for women who find their lives dramatically impacted by an unexpected pregnancy.  The women SOLVE serves often find themselves homeless, without physical, emotional or spiritual resources and no feasible direction for their future.  SOLVE strives to break the negative cycle often associated with homeless pregnant women, which is typically:  lack of proper health care, interrupted education, dependence on public assistance and even neglect.  SOLVE's objective is to provide a home environment that promotes self-respect, independence and hope.  This gives each resident the opportunity to become a responsible mother who can pursue an education, secure gainful employment and become a whole, contributing member of society with purpose.

Vital to the long-term success of each SOLVE resident is the provision of case management and counseling services.  Carried out by licensed staff, these services are part of the heart of the SOLVE program.  Through case management and individual counseling, action plans and life correction are set in place. The SOLVE case managers objective is to determine the residents ongoing needs and develop a viable transition plan for her time after living - while pregnant - at SOLVE..  This includes the assessment of the educational and employment needs of the resident, while ensuring a solid on-going plan.


SOLVE's Counseling services work to meet the resident where she is at in her life - both emotionally and spiritually - in order to help equip her to be both a strong mother and good citizen.

From the case management and counseling meetings provided by SOLVE Maternity Homes to its residents comes a stronger person, mother and citizen which in-turn serves to strengthen her child for life. 
Budget $13,000
Category Human Services, General/Other Case Management
Program Linked to Organizational Strategy Yes
Population Served Females Homeless Unemployed, Underemployed, Dislocated
Short Term Success Residents take responsibility for their future by making good decisions supported by staff at Solve.  Adult women who need to complete High School are enrolled in GED programs, those that have completed High School are encouraged to start junior college or enroll in a certificate program, for instance to become a CNA.  Minor's are kept in school through TAP and Cyesis and graduate with their class.
Long Term Success One on one work with case manager is a vital part of the Solve program and is instrumental in moving a homeless pregnant women wit few options into an educated, fully functioning parent and employee who sees the value of volunteering in her community to make it a better place for herself and her family.
Program Success Monitoring Case Manager's keep files of information on each resident with statistics that are used to determine success. 
Program Success Examples
One of our previous residents was in the waiting room of her Dr. for a pre-natal visit, she had lost her job and was losing her home and had no idea where to turn.  One of Solve's house manager's happened to be in that waiting room and because of her name tag this young lady came to Solve.  During her residency she developed a benign brain tumor that required surgery, she was told that the surgery would likely cause her to lose her baby and become blind but it need to be done because it wa sin a dangerous location.  She had the surgery and 2 subsequent procedures, she did not go blind and her baby was born healthy.  This young lady transitioned with her baby to Our Mother's House and during her time in their 2 year program she became gainfully employed and completed the 1000 volunteer hours required to get a Habitat for Humanity home, she moved into that home with her daughter in July 2012.
This is just one of many stories that we can tell of how Solve enables people to change their life and become a good community member.
Program Comments by Organization Manasota SOLVE serves pregnant women who in many cases find themselves to be homeless.  Pregnancy is not the problem.  For many, life choices leading to this time have brought prospective residents to areas of desperate need.  The criteria to come to SOLVE is relatively simple.  This includes pregnancy, sobriety and a will to grow as a person through the services provided by SOLVE, while here.  As with any group residence challenges exist due to our homes being perpetual.  Since 1976, SOLVE has never closed its doors.  Additionally, SOLVE provides emotional, physical and spiritual development.  While we see tremendous growth in the women whom we serve, SOLVE's vision for growth includes the addition of transitional housing for residents who successfully complete the maternity phase of our program.  This would allow opportunity for mothers and their children to reside in security for an additional two years while the complete schooling and maintain employment.
CEO/Executive Director
CEO/Executive Director Peggy Kerwin
CEO Term Start Apr 2013
CEO/Executive Director Email
Experience Peggy Kerwin served as the Assistant director of SOLVE since October 2007 under previous Director, Donna Vellenga.  Peggy assumed the role of Executive Director in April 2013.  She brings years of professional business experience to her position at SOLVE as well as a Human Services heart, necessary to successfully lead the organization on the path of future growth.  In addition to formal education in business and communications, Peggy also holds a credential in Family Development.
Former CEOs/Executive Directors
Donna J Vellenga Sept 1999 - Mar 2013
Senior Staff
Brian Kerwin Director of Development
Staff & Volunteer Statistics
Full Time Staff 6
Part Time Staff 4
Staff Retention Rate % 100
Professional Development Yes
Contractors 3
Volunteers 100
Management Reports to Board Yes
CEO/Executive Director Formal Evaluation Yes
Senior Management Formal Evaluation Yes
Non-Management Formal Evaluation Yes
CareNet - Manasota
North River Care Pregnancy Center
Pregnancy Solutions
Sarasota Medical Pregnancy Center
My Choice Pregnancy Center
Our Mother's House a division of Catholic Charities 
Faith Program - Salvation Army
Healthy Start and Healthy Families
Jewish Family Services
40 Carrots
Family Resources of Bradenton
Florida Pregnancy Care Network2006
Manatee Chamber of Commerce2008
Southwest Florida Planned Giving Council2016
External Assessments and Accreditations
Florida Department of Children and Families2000
Awards & Recognition
Champions of Healthcare - Finalist in Institutions & ProgramsManatee Chamber of Commerce2017
Risk Management Provisions
Automobile Insurance and Umbrella or Excess Insurance
Commercial General Liability
Government Licenses
Organization Licensed by the Government Yes
Fundraising Plan Yes
Communication Plan No
Strategic Plan No
Strategic Plan Years
Strategic Plan Adopted
Management Succession Plan No
Continuity of Operations Plan No
Nondiscrimination Policy Yes
Whistle Blower Policy No
Document Destruction Policy No
Directors and Officers Insurance Policy No
Policies and Procedures No
Management Comments by Organization
SOLVE Maternity Homes works to turn pain to purpose.  Since 1976, SOLVE has shared in the births of more than 1,327 newborns, while helping to transform the lives of even more pregnant women and teens.  All of these women have no place to live, but still wish to choose life for their unborn child.  At SOLVE, our residents are met with wisdom, patience, kindness and love.  Beyond the housing component, SOLVE Maternity Homes provides programmed case management, life skills training, transportation, educational opportunities and spiritual development.  A healthy mom will have a healthy baby.  
All of this comes cost free to SOLVE's residents.  SOLVE Maternity Homes is privately funded and receives NO funding from the federal government.
SOLVE's future objectives include the expansion of its Englewood, Florida home and the creation of our EVOLVE Transformational Living Facility in Manatee County.  The EVOLVE program will provide low cost apartment living for qualified SOLVE Maternity Home residents who wish to further their formal educations.
SOLVE Maternity Homes Thanks the Community Foundation of Sarasota for partnering with us to help bring critical needs services to pregnant women who may be low on hope, but can be empowered for an improved life.
Peggy Kerwin
Executive Director
Board Chair
Board Chair Raymond Penge
Company Affiliation Retired
Board Term Jan 2018 to Dec 2018
Board Chair Email
Board Members
Board Members
Mrs. Holly Conover-Wade Retired Business Professional
Dr. Patricia Dixon Licensed Clinical Psychologist / Professor
Mr. Robert Hedgepeth Retired Pilot
Mr. Thomas Kirkpatrick Retired Broker
Mr. Christopher Morrison Christopher C. Morrison, P. A.
Mr. Raymond Penge Accountant
Mrs. Judy Scott Writer / Volunteer
Mr. John Yaglenski Retired CFO
Constituency Includes Client Representation No
Board Ethnicity
African American/Black 1
Asian American/Pacific Islander 0
Caucasian 7
Hispanic/Latino 0
Native American/American Indian 0
Other 0
Board Gender
Male 5
Female 3
Unspecified 0
Board Term Lengths 3
Board Term Limits 3
Board Orientation Yes
Number of Full Board Meetings Annually 12
Board Meeting Attendance % 85
Board Self-Evaluation Yes
Written Board Selection Criteria Yes
Board Conflict of Interest Policy Yes
% of Board Making Monetary Contributions 100
% of Board Making In-Kind Contributions 100
Standing Committees
Board Governance
Governance Comments by Organization The Board of Directors of SOLVE Maternity Homes serves the organization as a working board.  SOLVE's formal Strategic Plan - which has been completed through the direction of the Community Foundation of Sarasota - is posted within this Giving Challenge profile.
Current Year Projections
Tax Year Start Month Jan
Tax Year Start Day 01
Tax Year Begins 2018
Tax Year End Month Dec
Tax Year End Day 31
Tax Year Ends 2018
Projected Revenue $587,400.00
Projected Expenses $587,400.00
Total Projected Revenue includes "in-kind" contributions/ donations No
Organization has Endowment Yes
Endowment Value $10,500.00
Endowment Spending Policy Income Only
Capital Campaign
Currently In a Capital Campaign No
Campaign Purpose
Campaign Goal
IRS Form 990s
Financial Review
Revenue SourcesHelpThe financial analysis involves a comparison of the IRS Form 990 and the audit report (when available) and revenue sources may not sum to total based on reconciliation differences. Revenue from foundations and corporations may include individual contributions when not itemized separately.
Fiscal Year201720162015
Foundation and
Corporation Contributions
Government Contributions$61,340$72,865$44,761
Individual Contributions$291,373$421,759$453,193
Investment Income, Net of Losses$16,216$11,778($231)
Membership Dues$0$0$0
Special Events$216,224$195,004$190,715
Revenue In-Kind$0$0$0
Expense Allocation
Fiscal Year201720162015
Program Expense$471,887$418,882$329,890
Administration Expense$63,583$51,923$116,898
Fundraising Expense$50,338$46,886$59,396
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses1.011.351.36
Program Expense/Total Expenses81%81%65%
Fundraising Expense/Contributed Revenue9%7%9%
Assets and Liabilities
Fiscal Year201720162015
Total Assets$1,921,639$1,923,079$1,763,163
Current Assets$521,465$529,827$380,281
Long-Term Liabilities$0$43,320$60,463
Current Liabilities$82,579$52,658$59,314
Total Net Assets$1,839,060$1,827,101$1,643,386
Top Funding Sources
Fiscal Year201720162015
Top Funding Source & Dollar AmountContributions, gifts, grants $291,373Contributions, gifts, grants $421,759Contributions, gifts, grants $453,193
Second Highest Funding Source & Dollar AmountFundraising $216,224Fundraising $195,004Fundraising $190,715
Third Highest Funding Source & Dollar AmountGovernment Grants - Unspecified $61,340Government Grants - Local $59,437Government grants - Local $30,000
CEO/Executive Director Compensation $0 - $50,000
Co-CEO/Executive Director Compensation $0 - $50,000
Tax Credits No
Short Term Solvency
Fiscal Year201720162015
Current Ratio: Current Assets/Current Liabilities6.3110.066.41
Long Term Solvency
Fiscal Year201720162015
Long-Term Liabilities/Total Assets0%2%3%
Financials Comments
Financial Comments by Organization SOLVE maintains two active endowed funds at the Manatee Community Foundation - a subsidiary of the Community Foundation of Sarasota.  Listed above is the total of our endowed / fixed funds, while not listed (but in addition) is approximately $141,000 in a non-endowed / liquid fund.  These funds are earmarked as seed funding for our EVOLVE Transitional Residential Program which is currently in Task Force Stage.
Financial Comments by Foundation
Foundation and corporations are included with individual contributions as they are not separated in the 990 or audit.  Financial figures were taken from the IRS Form 990s.  Federal tax returns and audited financial statements reconcile.
Nonprofit Manasota Solve Inc D/B/A Solve Maternity Homes
Address 1335 Manatee Ave. West
Bradenton, FL 34205
Phone 941 748-0094