Suncoast Community Capital Corporation
302 Manatee Avenue East
Suite 303
Bradenton FL 34208

Suncoast Community Capital  works with people of low income to achieve financial stability.

CEO/Executive Director Tim Dutton
Board Chair Casey Colburn
Board Chair Affiliation The Colburn Firm, PL
General Info
Organization DBA
Suncoast Community Capital
Tax Exempt Status Public Supported Charity
Incorporation Year 2009
Awarded competitive grant from Community Foundation in the last 5 years? No
State Charitable Solicitations Permit Yes Mar 2017
State Registration Yes Mar 2017
IRS Letter of Determination
Financial Summary
Projected Revenue $270,000.00
Projected Expenses $265,000.00
Impact Statement
Suncoast Community Capital (SCC) helps families with their EKG - Earn/Keep/Grow efforts.  Pioneered by Rural Family Economic Success and supported by the Annie E. Casey Foundation and Aspen Institute, this framework helps families envision positive outcomes for their financial future.
SCC works with individuals and families to EARN more income through three core programs, as well as the use of the Enterprise Center/Computer lab that is open to the public.  The Job Readiness Program offers soft skills to those entering the job force as a new employee, or as someone needing new soft skills to do so.  Through the Volunteer Income Tax Assistance program (VITA) that SCC manages in Manatee County, families and individuals in the community can KEEP more of what they earn; as it offers free tax preparation services to those in households earning less than $54,000 annually.  The Build-A-Business and Tool Box programs offer classes to those wishing to start their own small business.   And finally, the Enterprise Center/Computer Lab offers free public use of 20 computer stations with internet access and a meeting room to serve the community. 
Needs Statement
  • SCC has the opportunity to serve hundreds more people with its free income tax preparation service "VITA" (Volunteer Income Tax Assistance).  In 2016, SCC volunteers prepared 442 tax returns for clients free of charge to claim refunds and credits they earned.  The combined total economic impact of these refunds was $505,100 infused into households of low to moderate income. This program can only reach those numbers with more volunteers willing to help prepare taxes and fill other roles.
  • Banks and financial institutions of all sizes and missions have a role to play in financial stability for the communities in which they are located.  SCC invites any bank or financial institution interested in making a difference in financial stability to contact SCC for opportunities to support the SCC mission and earn CRA credit hours.
  • Every Job Readiness class thrives because of the volunteer mentors who help job-seekers learn by example.  Human Resources experience is a plus, but any variety of work experience is welcome.  $10,000 sponsors a cohort of 15-20 students to prepare them to enter the workforce.
  • Micro-business owners and aspiring entrepreneurs walk through our office door every day.  While SCC is able to provide them with a basic level of business technical assistance and skills, we can assist more small businesses and create more jobs with additional funding and volunteers interested in supporting low- to moderate-income small business owners. Orientation, six weekly training classes, and graduation, for 20 students may be sponsored for $10000.

Background Statement
Suncoast Community Capital's founding board members incorporated the organization in 2009. 
The City of Bradenton’s Central Community Redevelopment Agency (CCRA) was committed to developing the human capital of the residents and businesses of the CCRA district, and provided seed funding for the launch of SCC.

The CCRA recognized that some of the organizational capacities needed to develop the human capital in the CCRA could not be created by an agency serving such a small population area; furthermore, some of the necessary resources were not available to a public agency. The CCRA and SCC’s board of directors envisioned, therefore, a non-profit organization that could capture additional resources and provide opportunities to a larger geographical area.

The board of directors established SCC’s mission of small business and asset development, and placed the emphasis on creating opportunities for low- and moderate-income individuals. In February 2011, SCC hired its first full-time employee.  At that point, SCC developed quickly.

In partnership with the Manatee Community Action Agency (MCAA), SCC won a 3-year award for a microbusiness development program, initiated in October 2010, to help very low-income Manatee County residents develop and grow businesses.


SCC secured funding from all three of the City of Bradenton’s Community Redevelopment Agencies to provide business development services and access to lending to residents and businesses in those three geographical areas. It also obtained unrestricted funds to offer this same assistance to individuals and businesses in the rest of its service area.


Because of its rapid start-up and focus on outcomes, SCC was approached by the Urban Entrepreneurial Program (UEP) of the Kauffman Foundation, to start a partnership in Southwest Florida. SCC responded positively to this opportunity and initiated the UEP on the Suncoast program to coach businesses to grow and create jobs. SCC and UEP partnered on UEP on the Suncoast from January to November 2012, coaching 20 businesses with the capacity to quickly grow and create jobs.
In 2013, Manatee County Government approved a grant to reach out into the community and offer microbusiness services to those living in locations currently not being served by the organization. Nearly 140 aspiring entrepreneurs completed the comprehensive six-week course, during the two-year grant.
Areas Served
Areas Served
FL- Manatee
FL- Sarasota
Service Categories
Primary Org Type Community Improvement, Capacity Building
Secondary Org Type Community Improvement, Capacity Building
Tertiary Org Type Community Improvement, Capacity Building
Statement from the Board Chair/Board President
Statement from the CEO/Executive Director
I am struck by the power of the SCC Mission. It connects the dots related to what it takes to significantly increase well-being in families and communities of low income. When families experience an increase in income - kids do better in school. When families live in housing that is secure and they are not moving frequently - health outcomes improve.
Financial stability is both the cause and effect of many positive outcomes in our community.
Maybe most importantly however, this organization believes that people who have little income are in the best possible position to know what will change that situation. The programs and activities we pursue are based on those beliefs. 
SCC provides business development classes, business plan development, and financial education to new and existing microbusinesses, many of which are owned by individuals of  low and moderate incomes.
Budget $70,000
Category Community Development, General/Other Community Economic Development
Program Linked to Organizational Strategy Yes
Population Served Poor,Economically Disadvantaged,Indigent
Short Term Success
Upon successful completion of the BAB cohort, one-on-one coaching sessions are made available to individuals to complete or improve business plans; complete applications for business micro-loans, to start or expand microbusinesses, and create full-time and part-time jobs for themselves and others.
Long Term Success
If the economy is going to bounce back, it must happen on Main Street. "Micro" or very small businesses represent more than 80% of all businesses in the U.S.  Recently, more Americans became entrepreneurs than any time in the last 15 years. Whether these individuals are in construction, provide services, or run a restaurant, they are everywhere. In fact, if just one in three microbusinesses hired a single employee, the US would be at full employment.
Business models for Main Street businesses are well understood. Success is primarily a matter of execution. Of course, there are barriers and hurdles, but they can be resolved. We’re not saying this will be easy;  rather that it is possible and that it matters. 
The median net worth of business owners is almost 2.5 times higher than non-business owners. For a black woman, the difference is more than 10x. For a Latino man, the difference is 5x.
Source: Association for Enterprise Opportunity (
Program Success Monitoring
SCC uses intake forms, client tracking software and post-coaching business visits to track outcomes. 
Program Success Examples As of Dec. 31, 2012, SCC's business coaching services have helped future microbusiness owners, many of whom are low- to - moderate income, complete business plans, develop credit-rebuilding plans, access  micro-loans, start or expand businesses, and create jobs in our community. 

Suncoast Community Capital’s Volunteer Income Tax Assistance  (VITA) Program, or "Free Tax Prep", is available free for low- to moderate-income households (income less than $54,000 in 2015) who would like help to prepare and file their tax returns.  Our IRS-certified community volunteers help clients with special credits, such as the Earned Income Tax Credit (EITC) and Child Tax Credit (CTC), to maximize their refund or reduce their tax liability.

Budget $24,000
Category Community Development, General/Other Community Economic Development
Program Linked to Organizational Strategy Yes
Population Served Other Economic Level
Short Term Success
100% of clients will submit an income tax return that will help them garner tax credits like the Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) that will supplement their family incomes.
Long Term Success
Clients will re-invest their returns into the local economy or save all or a portion of their returns for the future purchase of productive assets like education, home ownership or business ownership.
According to a June 2012 report of the Center on Budget and Policy Priorities (CBPB), studies have found that the EITC encourages work, reduces poverty, helps families meet basic needs, and improves children’s achievement in school and likely increases their earnings as adults. To view the executive summary of the CBPB report, please visit
Program Success Monitoring
SCC's IRS-certified volunteers undergo training and certification prior to be allowed to prepare tax returns.  During their time as volunteers, every return they prepare is subject to extensive quality review. SCC's VITA site scored 100% on site quality measures when reviewed by the IRS and while SCC cannot control for incorrect information submitted by clients, 99% of returns submitted through SCC's VITA site were accepted.
Program Success Examples
During the 2014 Volunteer Income Tax Assistance (VITA) season, 360 SCC clients submitted a tax return, and the total amount of returns for those clients was $490,000, or an average return of around $1,300, which represents a considerable amount of income for a family with low income.  The average adjusted gross income of our VITA clients was typically not over $30,000.

The Job Readiness program is to enhance the skills and earning capabilities of unemployed and under-employed individuals by providing them with an opportunity to obtain necessary skills through training and credentialing to assist them in entering the workforce successfully and permanently.

Budget $40,000
Category Employment, General/Other Job Training & Employment
Program Linked to Organizational Strategy Yes
Population Served Unemployed, Underemployed, Dislocated Poor,Economically Disadvantaged,Indigent
Short Term Success
Our goal is to help unemployed and low-skill/low-wage workers advance to the next level in their careers by equipping them for jobs that they were not previously skilled for. The success indicators for this goal include the following:

a. The number and percentage of participants who advance into higher-skill/higher-wage positions.
b. The number and percentage of participants who enter new jobs .
c. The number and percentage of all participants who successfully complete job readiness trainings.
Long Term Success
Unemployed and under-employed individuals completing Job Readiness training will find full-time jobs that provide a living wage.
Program Success Monitoring
The Bridges to Careers and the TDL programs were evaluated by Capital Analytics, an independent third-party evaluator, contracted through the funder CareerEdge.  Capital Analytics was responsible for centralized tracking, measurement and reporting of program milestones and outcomes. The work plan involved the following: 

All staff and trainers who provided direct services to Bridges participants entered both participation and performance data into an Internet-based system provided by Capital Analytics. 

All Bridges staff who was involved with case management (personal needs assessments, support services, job placement and follow-up, once employed) entered case notes and milestone data into the data system. Examples of milestones were tracked using the system included the date their employment starts, the types of support services being accessed, and the tenure of their use of support services.

Program Success Examples

The original Job Readiness program at SCC was the CareerEdge Bridges to Careers program.  It served 480 people with over 1,020 certificates earned, leading to 294 job placements (through October 31, 2012).  81% of Bridges job seekers have obtained employment since the start of the grant. In 2015, the focus was changed to the Transportation, Distribution & Logistics program.  In collaboration with St. Petersburg Junior College, students attended daily classes to prepare for certification in this new program.  In 2016, SCC rolled out its new Job Way program to people in transition at a local housing program. 

Program Comments by Organization

What are we working on now that can make a difference over the next year?


SCC hopes to partner with the City of Bradenton by following the lead of neighbors in an East Bradenton neighborhood in the Bradenton CCRA.  Starting in late 2016, SCC will connect with local residents to offer classes of  microbusiness, credit repair, and writing a business plan, plus offering micro-lending opportunities for those wishing to start small businesses in their neighborhoods.

Anchor Institutions

There are some significant employers in or near the CCRA geography that have a vested interest in the vitality of the area and the residents who live in it. We are working with those “anchor institutions” so that those who participate in SCC programs will have an increased chance of employment and business creation; community wealth building. To date we have engaged representatives from the Bealls Department Stores, Manatee Memorial Hospital, Tropicana, Manatee County Public Health Unit, and the Manatee County School system. The Democracy Collaborative, located in Cleveland, OH, is a partner in wealth building and the model for the Anchor Institutions initiative.


Family financial stability is a complex issue and it involves jobs, saving, banking, health, financial literacy and a strong social network. It also involves access to safe, secure and affordable housing. SCC has developed a close relationship with the CDC of Tampa  to develop our local talent related to housing programs. The CDC of Tampa has decades of experience and SCC is pursuing a partnership aimed at improve housing stock in the CCRA and other areas.

CEO/Executive Director
CEO/Executive Director Tim Dutton
CEO Term Start Sept 2013
CEO/Executive Director Email

Dutton, a resident of this area for more than 20 years, has a history of working in the nonprofit sector in healthcare administration and community change organizations, with an emphasis on social justice. For 12 years he served as the executive director of SCOPE, a civic engagement organization in Sarasota County. During his tenure, SCOPE brought the community together to tackle issues such as school dropout, affordable housing, race and cultural relations, aging and many more.  He developed a reputation as a convener and facilitator and was responsible for the creation of multiple reports and data products aimed at improved community well-being.  

Dutton left SCOPE in 2012 to be the co-founder and co-executive director of Sarasota Community Studio, a neighborhood-based community change organization in the Central-Cocoanut neighborhood of Sarasota where he lived. This next generation place-based effort was initiated and led by neighbors, focusing on neighborhood-wide thriving by following the lead of kids in this 47-block area.

Most recently he spent a year as a Peace Corps member in Kyrgyzstan, in the Central Asia.

Prior to coming to Florida, Dutton ran hospitals in Ohio and rural Haiti. He is a W.K. Kellogg leadership fellow and was an election observer for the Organization of American States.
Former CEOs/Executive Directors
Senior Staff
Roger Caron
Yvette Little
Arthur Mahoney
Rosemary Wiley
Staff & Volunteer Statistics
Full Time Staff 1
Part Time Staff 4
Staff Retention Rate % 100
Professional Development Yes
Contractors 2
Volunteers 33
Management Reports to Board Yes
CEO/Executive Director Formal Evaluation Yes
Senior Management Formal Evaluation N/A
Non-Management Formal Evaluation Yes
Since 2010, SCC has been collaborating with Community Consulting, LLC to provide six-week small business development classes to the people in Manatee County that wish to start their own businesses.   
SCC collaborates with Manatee Community Federal Credit Union.  In March 2011, SCC and MCFCU inked a partnership agreement. In this partnership, SCC provided personalized business coaching and financial education, and MCFCU serviced microloans of $50,000 or less to interested and eligible SCC clients who had completed SCC's coaching. Only SCC clients were able to access this loan fund. 
The three-year program ended, but the two organizations continue to work together to provide services to future small business owners, as well as credit building and financial literacy counseling to SCC clients.
External Assessments and Accreditations
Risk Management Provisions
Government Licenses
Organization Licensed by the Government No
Fundraising Plan No
Communication Plan No
Strategic Plan No
Strategic Plan Years 2
Strategic Plan Adopted Feb 2013
Management Succession Plan No
Continuity of Operations Plan No
Nondiscrimination Policy Yes
Whistle Blower Policy Yes
Document Destruction Policy Yes
Directors and Officers Insurance Policy Yes
Policies and Procedures Yes
Multi-Media Comments by Organization
SCC invites you to visit our website, social media sites, and YouTube videos to better understand our work and its impact on our clients.  You can find all of these resources by visiting
Board Chair
Board Chair Casey Colburn
Company Affiliation The Colburn Firm, PL
Board Term Oct 2014 to Sept 2016
Board Chair Email
Board Members
Board Members
Mr. Kenny Bowron Beneficial Communities
Mr. Casey Colburn Kirk Pinkerton
Mr. Joshua Matlock CareerSource Suncoast
Ms. Cornelle Maxfield Tropicana
Mr. Jesus Niño City of Bradenton CCRA
Ms. Simone Peterson Manatee County Government
Mr. Stephen Thompson Najmy Thompson
Ms. Gale Whitson-Schmidt Katy Rose Olive Oils & retired CFO of General Board of Pension & Health Benefits of the United Methodist Church
Student serving on the board through Community Youth Development? No
Constituency Includes Client Representation No
Board Ethnicity
African American/Black 2
Asian American/Pacific Islander 0
Caucasian 5
Hispanic/Latino 1
Native American/American Indian 0
Other 0 0
Board Gender
Male 5
Female 3
Unspecified 0
Board Term Lengths 3
Board Term Limits 2
Board Orientation Yes
Number of Full Board Meetings Annually 12
Board Meeting Attendance % 81
Board Self-Evaluation No
Written Board Selection Criteria No
Board Conflict of Interest Policy Yes
% of Board Making Monetary Contributions 100
% of Board Making In-Kind Contributions 100
Standing Committees
Board Governance
Development / Fund Development / Fund Raising / Grant Writing / Major Gifts
Fiscal Year Projections
Fiscal Year Begins 2015
Fiscal Year Ends 2016
Projected Revenue $270,000.00
Projected Expenses $265,000.00
Organization has Endowment No
Endowment Spending Policy N/A
Capital Campaign
In a Capital Campaign No
Campaign Purpose
Campaign Goal
Campaign Dates 0 to 0
Amount Raised To Date 0 as of 0
Anticipate Campaign within 5 years? No
Historical Financial Review
Expense Allocation
Fiscal Year201520142013
Program Expense$225,935$183,879$140,537
Administration Expense$11,348$15,999$13,188
Fundraising Expense$9,903$7,999$6,934
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses0.881.011.13
Program Expense/Total Expenses91%88%87%
Fundraising Expense/Contributed Revenue5%4%4%
Assets and Liabilities
Fiscal Year201520142013
Total Assets$105,002$137,576$116,708
Current Assets$105,002$137,007$116,139
Long-Term Liabilities$0$0$0
Current Liabilities$17,865$21,642$2,661
Total Net Assets$87,137$115,934$114,047
Top Funding Sources
Fiscal Year201520142013
Top Funding Source & Dollar AmountContributions, gifts, grants $218,373Contributions, gifts, grants $209,734Contributions, gifts, grants $181,551
Second Highest Funding Source & Dollar AmountInvestment Income $16Investment Income $30Investment Income $16
Third Highest Funding Source & Dollar Amount0 $00 $00 $0
CEO/Executive Director Compensation $50,001 - $75,000
Tax Credits No
Short Term Solvency
Fiscal Year201520142013
Current Ratio: Current Assets/Current Liabilities5.886.3343.64
Long Term Solvency
Fiscal Year201520142013
Long-Term Liabilities/Total Assets0%0%0%
Financials Comments
Financial Comments by Foundation Foundations and corporations are included with individual contributions as they are not separated in the IRS Form 990s or audits. The financial figures were taken from the Federal tax returns and audited financial statements. The 990-EZ for tax year 2011 reconciles with the audited financial statements.  For the period inception (July 25, 2009) through September 30, 2010, expenses per the audit were $37,941, whereas expenses per the 990-EZ were $40,041.  With respect to the audited balance sheet, total (and current) assets were $82,750, compared to $84,150 per the 990-EZ.  Total liabilities per the audit were $2,000 compared to $5,500 per the 990-EZ.  Net assets per the audit were $80,750, compared to $78,650 per the 990-EZ.
Nonprofit Suncoast Community Capital Corporation
Address 302 Manatee Avenue East
Suite 303
Bradenton, FL
Phone 941 744-2666